BainesCredit
What it does
BainesCredit Microfinance Bank was established in 2014 to deliver structured commercial micro-loans and SME financing solutions across Lagos. The institution provides short-term credit, working capital loans, and target deposit accounts for small business owners and employees. It is recognized for modernizing micro-credit access through digital approval channels.
Consumer / retail lendingSME / business lending
Known for
- Structured micro-lending for SMEs
- Salary advance & personal loans
- Licensed Microfinance MFB operations
- Working capital financing
Model & industry
SaaSAll / Cross-industry