Credit Direct
What it does
Credit Direct Limited (a subsidiary of FCMB Group) was founded in 2007 to provide non-bank unsecured consumer credit to civil servants and private sector workers across Nigeria. Led by Chukwuma Nwanze, the firm transitioned into digital direct-lending via mobile platforms and web portals. It is widely recognized as Nigeria's pioneer non-bank retail lending institution.
Consumer / retail lendingPayday / salary-advance lending
Known for
- Pioneer non-bank retail credit provider in Nigeria
- FCMB Group subsidiary
- Civil servant payroll loan programs
- Digital micro-lending apps
Model & industry
SaaSAll / Cross-industry