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GTCO

ActiveFintechDigital Banking / NeobanksLagosFounded 1990

What it does

Guaranty Trust Holding Company (GTCO Plc), originally founded in 1990 as GTBank, restructured into a financial holding company under Group CEO Segun Agbaje to expand into digital payments, asset management, and pension funds. The institution operates premier commercial banking services and digital innovations like Habari and Squad payment gateways. It is recognized as one of West Africa's most profitable banking institutions.

Digital / challenger banks (neobanks)Consumer / retail lending

Known for

  • Squad payment acquiring platform
  • Pioneering digital retail banking (*737#)
  • Restructured bank holding company (GTCO)
  • Premier African financial services institution

Model & industry

SaaSBanking & Financial Services

Products & subsidiaries

People