Kredete

What it does

Kredete is a Nigerian credit scoring and digital lending platform that provides alternative credit assessment and micro-loan services to individuals and small businesses. The company uses non-traditional data sources for credit scoring, including mobile data, social data, and transaction history, to evaluate creditworthiness and offer instant micro-loans. Kredete targets underbanked Nigerians who lack formal credit history but have demonstrable financial behavior through digital channels.

Known for

• Credit scoring
• Micro-lending
• Alternative credit assessment

Model & industry

Funding history

People