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M-KOPA

Connected asset financing platform for underbanked consumers in emerging markets.
ActiveFintechSpend Management & BNPLLondon, United KingdomFounded 2011

What it does

Founded in 2011 by Jesse Moore, Nick Hughes, and Chad Larson, M-KOPA is a fintech platform providing pay-as-you-go asset financing for connected devices, solar power systems, and mobility. M-KOPA uses IoT technology embedded in financed hardware to unlock digital micro-loans and credit building for millions of unbanked users across Kenya, Nigeria, Uganda, Ghana, and South Africa.

Smartphone FinancingSolar Asset FinancingMicro-LendingDigital Credit Scoring

Known for

  • IoT-enabled pay-as-you-go asset financing
  • Smartphone financing in Nigeria
  • Solar energy accessibility

Model & industry

B2CFinancial ServicesConsumer ElectronicsClean Energy

Funding history

$159.0M
Total raised
4
Rounds
Series E
Latest stage
2023
Latest year
DateStageAmountLead investor
2023-05Series E$55.0MSumitomo Corporation
2022-03Growth$75.0MGeneration Investment Management
2017-10Growth$10.0MFinDev Canada
2015-12Series D$19.0MGeneration Investment Management

Products & subsidiaries

M-KOPA Smartphone Financing · BNPL Credit Line

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