Periculum
AI-powered credit scoring, financial data analytics, and decision engine for emerging markets
What it does
Periculum was founded in 2019 by Michael Collins to build machine learning-driven credit assessment and data analytics platforms for emerging markets. The company provides financial institutions with automated risk management, fraud detection, and credit scoring systems derived from domestic financial behavior. It is noted for bringing advanced AI decision engines to African financial institutions.
Credit scoring & underwritingAlternative credit dataFinancial data / account aggregation
Known for
- AI-driven credit assessment engines
- Alternative data underwriting software
- Financial institution fraud detection
- Automated risk decision platforms
Model & industry
Data-as-a-ServiceAPI-as-a-ProductBanking & Financial Services
Funding history
$620K
Total raised
1
Rounds
Pre-Seed
Latest stage
2022
Latest year
| Date | Stage | Amount | Lead investor |
|---|---|---|---|
| 2022-01 | Pre-Seed | $620K | — |
Source: Condia Funding Tracker
Products & subsidiaries
Periculum Insights · AI Credit Decision Engine